Whether you're buying, selling, or simply exploring the San Diego market, this is your go-to resource for strategic real estate guidance, tax-smart planning tips, and a curated look at the best homes across the county. As longtime local experts with decades of experience, we share real-world strategies we use with our clients every day, plus honest opinions on property values, neighborhood insights from true locals, and smart advice for those looking to invest in coastal San Diego.
We’ll just say it. Our new listing this week is incredible. This is a true legacy property not to be missed. This home has EVERYTHING. Views, space, land, privacy, parking, guest house and more.
Check out the photos and video below and call us to arrange a private showing.
We picked just a handful of new listings to feature below. But we want to highlight a unique opportunity and deal structure: an assumable 2.25% mortgage on a great home. As a matter of coincidence, we sold this home to the current seller in 2015. See the deal and home below.
7865 Roseland Dr
La Jolla
4 BED | 4 BATH | 3,733 SF MAIN HOUSE | 1,034 SF TWO-STORY DETACHED STRUCTURE | .839 ACRES
$7,900,000
Tucked away at the end of a private driveway and held by the same family for more than six decades, this legacy panoramic view estate on a .839 acre lot is one of La Jolla's best-kept secrets, and it is now available for the first time in generations. This home needs to be experienced in person to truly grasp the unparalleled view, its charm and the potential.
This great home at 1616 Willow Street is in a prime area of Point Loma. Just listed at $3,000,000, it is turnkey and ready to sell.
What makes the deal structure attractive is the $960,000 assumable VA loan at 2.25% for another 25 years.
This creates significant opportunity for buyers to structure creative deals. With interest rates firmly over 7% now, this becomes very intriguing.
Buyer One
A buyer looking at a traditional transaction can now consider assuming the first loan and getting a second mortgage for the difference, bringing their blended interest rate well below the current market. For simple math, if they put down $1,040,000, assumed that first mortgage at 2.25% and then took a second mortgage at 7.5%, their blended interest rate would be 4.875%—well below the current market. That is a savings of $50,400 a year for 25 years!
Buyer Two
Another buyer has been looking to spend around $3,000,000 cash for a home. With this deal, they can put down $2,040,000 and still assume the $960,000. The interest on this loan is $42,600 per year. They can invest that amount almost risk-free/tax-free in government treasuries or municipal bonds. At 5.5%, they would be positive $10,000 a year tax-free and still be able to deduct the mortgage interest.
Muirlands
5943 La jolla corona drive
3 BD | 2 BA | 1,922 SF
$3,295,000
Quiet cul-de-sac setting overlooking the Pacific, with a 12,800-square-foot lot, a new view deck, a large yard and canyon surroundings.
Roseville
1616 willow st
3 BD | 3 BA | 2,645 SF
$3,000,000
This turnkey single-story home in Point Loma’s Roseville neighborhood offers 3 bedrooms, 3 bathrooms, panoramic bay and harbor views, an open floor plan and a gourmet kitchen.
North Pacific Beach
1744 Law street
4 BD | 3 BA | 1,806 SF
$2,595,000
Coastal luxury meets timeless Mid-Century modern in the highly sought after North PB location, ideally located just 10 block from the ocean.
La Jolla
7865 roseland drive
4 BD | 4 BA | 3,733 SF
$7,900,000
Tucked away at the end of a private driveway and held by the same family for more than six decades, this legacy panoramic view estate on a .839 acre lot is one of La Jolla's best-kept secrets, and it is now available for the first time in generations.
Pacific Beach
1234 LORING
4 BD | 2 BA | 2,161 SF
$2,100,000
With 2,161 sq. ft. of single-level living space and an open floor plan featuring two separate living areas connected by a spacious kitchen and dining room, this home offers a layout that is truly unique for the neighborhood.
The properties featured in our "Picks of the Week" may be listed by brokerages other than ours. All listing information, photographs, and property descriptions are provided courtesy of the respective listing brokers and agents and remain their property.
6255 Dowling Dr
Beach Barber Tract
3 BED | 3.5 BATH | 1,863 SF
$9,500/month
With views of the surrounding hills and direct access to the bike path from an oversized yard, this newer-construction twin home in the Beach Barber Tract offers it all. This beautifully designed two-story property was created with no expense spared.
We have found her!!! We found Yuliana on Facebook Marketplace. It started with a bunk bed. I had to clear out a bunch of items from one of our listings in Rancho Santa Fe. Our handyman Kevin (previously featured) was working hard to prep the property and take apart/move beds between houses.
Through conversation while loading the bunk bed, we found out that she resells acquired items. Oh boy! This was music to our ears.
Yuliana and her family (husband + 4 kids) have all helped us clear out two listings so far. Yuliana is finding ways to create additional income for her family. She is crushing it! This lady works hard reselling items and starting a burrito business (she's up to 500/day).
I love working with Yuliana, she is a sweet lady with a beautiful smile. If you have anything, really anything that you want to move out of your home that she can sell, she will stop by to pick it up (she drives from Escondido so please make it worth her while).
1385 Park Row
La Jolla Village
3 BED | 3 BATH | 3,540 SF
$5,250,000
Nestled in a peaceful neighborhood setting within La Jolla Village, this luminous contemporary Mediterranean residence offers a rare blend of tranquil privacy and vibrant downtown accessibility.
Welcome to an 800-acre vineyard-inspired sanctuary featuring12 single-level estates. This never lived in home is tucked away and offers a lifestyle of quiet sophistication.
Located in the desirable Bernardo Villas community, this inviting upper-level condo combines some modern updates with spectacular panoramic golf course views.
A More Selective Market. Opportunities Still Ahead.
Higher mortgage rates are slowing buyer activity, but the picture varies by location and price point. Compass’s September report shows national pending sales running 4% below last year over the preceding four weeks, while luxury demand remains more resilient and home prices are up 1.5% year over year. Inventory is also growing nationally, giving buyers more homes to consider—though conditions vary significantly by market.
Slower activity doesn’t mean widespread distress. Mortgage delinquencies and foreclosures remain low, and buyers and sellers still have opportunities with the right pricing and strategy.
Curious how this translates to La Jolla? Call us to discuss what we’re seeing in your neighborhood.
Step inside a curated collection of privately owned mid-century modern homes and explore the architecture, design and stories behind them. This self-driving tour offers rare access to La Jolla’s architectural gems while supporting the Museum of History and Culture La Jolla’s preservation and educational programs.
Solara wellness festival
Via Solara
Sunday, October 4 | 9 AM–4 PM Fox Point Farms, Encinitas
Spend Sunday at Fox Point Farms enjoying yoga, Pilates, meditation, live music and a wellness marketplace. This open-air festival brings together movement, local food and community for a refreshing way to wrap up the weekend.
PAcific Beachfest
Via San Diego Union Tribune
Saturday, October 3 | 9 AM–7 PM
Head to the Pacific Beach boardwalk for a free, family-friendly day of live music, local shopping and beachside fun. Enjoy three music stages, a kids zone and the popular Best of the Beach Fish Taco Contest, all with the ocean as your backdrop.
Your guide to the Del mar wine & Food festival
Via San Diego Magazine
The Del Mar Wine & Food Festival is underway, with chef-driven dinners, tastings and special events celebrating San Diego’s food and wine scene, culminating in the signature Grand Tasting weekend.
Compass is a real estate broker licensed by the State of California operating under multiple entities. License Numbers 01991628, 1527235, 1527365, 1356742, 1443761, 1997075, 1935359, 1961027, 1842987, 1869607, 1866771, 1527205, 1079009, 1272467. All material is intended for informational purposes only and is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale, or withdrawal without notice. No statement is made as to the accuracy of any description or measurements (including square footage). This is not intended to solicit property already listed. No financial or legal advice provided. Equal Housing Opportunity. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
Whether you're buying, selling, or simply exploring the San Diego market, this is your go-to resource for strategic real estate guidance, tax-smart planning tips, and a curated look at the best homes across the county. As longtime local experts with decades of experience, we share real-world strategies we use with our clients every day, plus honest opinions on property values, neighborhood insights from true locals, and smart advice for those looking to invest in coastal San Diego.
We have six great properties to feature this week. Last week, we highlighted our new listing at 1385 Park Row in La Jolla. We had strong attendance at the open houses and broker caravan, received several highly competitive offers, and went into escrow in less than a week. It’s a good reminder that certain submarkets still have significantly more demand than inventory. Move-in-ready single-family homes in the Village are one of them. FOR LEASE | 6255 Dowling Dr., Beach-Barber Tract We also...
MARKET UPDATEWe are on a roll right now and loving it. We really enjoy helping clients navigate this market and have been working equally with both buyers and sellers. Interest rates ticked up this week. Since markets had already priced in an interest rate raise from the Fed, today’s announcement was handled in stride by the markets. In addition to our own listings, we are featuring five new listings hitting the market this week. We have three great view homes under $3 million. Our top pick...
This week with Ryan & Tracie If summer is technically over after Labor Day, this weather has definitely overstayed its welcome. If you’re in Florida and used to this kind of weather, it might be time to move to San Diego, where this is the anomaly and not the norm. For the weekend, we escaped to Lake Pend Oreille in Idaho to celebrate a friend’s 30th anniversary. It was an active few days of boating, rain, dancing and karaoke. Back home, things have been busy on all fronts. You can see some...